How Insurance can Help When a Tree Falls

Mother Nature has a mind of her own, and when it comes to trees falling into or on your property there’s not much that can stop her. However, there is some good news. Your insurance can help when it comes to fallen tree removal and the costs associated with it. Here are some of the answers to the most commonly asked questions.

Types of Insurance that Can Cover Tree Damage

When a tree falls no one can say exactly where or how it’s going to land. It could be just a few branched or part or all of the trunk. A fallen tree can land harmlessly in your yard, it may land on your car, and in some cases it may even land out your house. Fortunately, in many cases both home and auto insurance can cover fallen tree damage. This includes most types of damage and can even include fallen tree removal services.

What Your Insurance May Cover

You insurance policy can cover the removal of a fallen tree from your property. In some cases your insurance company may even have specific removal specialists they recommend for the job.  In many cased your insurance will also cover the costs required to fix or replace damaged property. This may include roof damage as well as belongings. Your auto policy can cover tree damages to your car as well.  And in the event your tree falls in a neighbor’s yard, their own policy should cover any damages.

If you find fallen tree removal necessary, don’t be afraid to call your insurance agent and ask them about the options available. They may not only be able to recommend a tree removal company, but your policy could have provisions to cover the costs. In many cases they may also cover damages and be able to replace destroyed items. It’s a good idea to talk to your insurance agent to learn more.